If I drive for my job, and have a road accident during my work is it a workcover claim or a road accident claim?

The simple answer is both. If you have a car accident at work you will need to lodge a notice of claim with the correct third party insurer.

You will also need to lodge an application for compensation with Workcover. However, as is the usual case, there will be no negligence alleged against your employer so a common law claim will proceed only against the compulsory third party insurer.